Akademik

delinquency
de·lin·quen·cy /di-'liŋ-kwən-sē/ n pl -cies
1 a: the quality or state of being delinquent
b: juvenile delinquency
contributing to the delinquency of a minor
2: a debt on which payment is overdue
consumer loan delinquencies

Merriam-Webster’s Dictionary of Law. . 1996.