third party, fire and theft UK US noun [U] UK
► INSURANCE car insurance that will pay money to a person who suffers loss or damage caused by the insured person in an accident, and that also pays money if the insured person's car is stolen or damaged in a fire: »
third party, fire and theft cover/insurance
»If you are only covered for third party, fire and theft, you cannot claim for storm damage to your car.
Financial and business terms. 2012.